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Monthly Archives: September 2012

Toronto Star: U-Haul truck has little power, reader complains

Our thanks to Mr. Eric Lai of the Toronto Star’s Wheels section for allowing us to participate in his September 24, 2012 article, U-Haul truck has little power, reader complains.

Gregory Chang
Toronto Insurance Lawyer… Continue Reading

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Seeking Protection from Your Insurance Policy > Duty to Defend Evaluated

The Issue

When should an insurance company respond to protect their insured? If a company is asked to produce extensive records to the Ministry of Environment regarding land they formerly owned – which would cost millions of dollars to search and provide those records – can this company seek the protection of their insurance company for these costs? What if the company complies willingly with the MOE request? Does that make a difference as to whether they are protected by their insurance policy?… Continue Reading

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2012 Information Exchange with Bureau of Justice Delegation from Hangzhou Province, China

On Thursday, September 6, 2012, we were honoured to host an interesting and productive meeting with the Bureau of Justice delegation from Hangzhou Province for an exchange of information about the respective legal systems of Canada and of China.

The delegation from China (L to R in photo): Mr..Jinlin He, Mr. Dingfu Sun, Mr. Min Wei, Mr. Gregory Chang, Mr. Jianguo Lu, Ms. Hongmei Lu and Mr. Guoming Shen.

Mr. Min Wei, Deputy Director of Hangzhou Municipal Bureau of Justice; Mr.… Continue Reading

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Poorly Maintained Road Caused Your Car Accident? Notify the City Immediately…To Protect Your Right to Sue

The Issue

A poorly maintained road – like a pothole, poor lighting, unmarked curves – leads to your car accident You are badly hurt and then sue to claim damages for your losses You do not give the municipality, who you allege maintained the road badly, with early notice of your accident, injury and losses You instead wait almost two years to sue, then serve your Statement of Claim upon the municipality Are you allowed to maintain your claim, when the Municipal Act, 2001 S.O.Continue Reading

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Ontario Car Accident: Qualifying for Attendant Care Benefits is More Difficult Now

The Issue

Ontario’s SABS (Statutory Accident Benefits Schedule) have continued to change and evolve, to limit insurance payouts arising from car accidents One of the changes on September 1, 2010 was to attendant care benefits Now a relative, unemployed prior to the accident, may not qualify for payment for their attendant care services The reason is that the relative has to show that s/he has “sustained an economic loss as a result of providing the goods or services” to the injured person

Since 1990, the automobile no-fault accident benefits insurance scheme in Ontario has been revised on an almost continuous basis with the stated purpose by the insurance industry to maintain some limits on insurance costs.… Continue Reading

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