Posts Categorized: Car Accidents

In Ontario, all insurance policies carry what is termed Statutory Accident Benefits Coverages, which mandates the provision of certain categories of benefits in the event someone is injured in an automobile accident. Under the law, people who are injured or the families of those killed may be compensated for certain types of losses.

By filing a claim with the at-fault driver’s policy, injured people may receive money to replace lost income. If a person does not have wages from work and is not a caregiver, he or she may still be able to receive compensation if he or she is no longer able to carry on normally.… Continue Reading

Two public transportation vehicles in the capital of Ontario collided on Dec. 27, authorities reported. Four people were injured in the accident, which reportedly occurred just after 10 a.m. at the Toronto intersection of Danforth Avenue and Main Street.

According to authorities, a bus that had just departed from Toronto Transit Commission’s central depot attempted to turn left onto eastbound Danforth Avenue when it collided with a TTC streetcar that was traveling north on Main Street. The force of the impact derailed the streetcar and damaged both vehicles, reportedly.… Continue Reading

According to police, a Dec. 27 accident involving two Toronto Transit Commission vehicles, a bus and a streetcar, left four individuals injured. The investigation into the cause of the collision is reportedly ongoing.

The two-vehicle accident transpired at about 10:15 a.m. That is when the southbound bus purportedly struck the northbound streetcar at the intersection of Danforth Avenue and Main Street. Officials said the bus was attempting to make a left turn at the time of the crash. Emergency personnel took four individuals to hospitals, where they were treated for minor injuries.… Continue Reading

Drivers, passengers and other road users who are injured in Ontario vehicle accidents are entitled to paid non-professional health care services by automobile insurers under the Statutory Accident Benefit Schedule of the Insurance Act. However, the Ministry of Health and Long-Term Care might cover other expenses.

Some of the health care services that automobile insurers may pay for are community support such as caregivers, social or recreational services, transportation and meals, and home repair and maintenance. They might also pay for attendant care, homemaking and personal support services such as house cleaning, preparing meals, laundry and personal hygiene assistance.… Continue Reading

People who are victims of car accidents may be entitled to medical and rehabilitation benefits under the Insurance Act, otherwise known as the Statutory Accident Benefits Schedule, if they were insured at the time of the crashes. These minimum benefits are stipulated in the Act for victims who become impaired.

The Act provides that all the necessary and reasonable medical expenses that the injured incurred, be reimbursed or paid for. This includes ambulance, hospital, surgical, nursing, optometric and dental services. Other medical benefits that are typically included are medications, mobility devices, hearing aids, occupational therapy and chiropractic services.… Continue Reading