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Posts Tagged: motor vehicle accident

Ontario Accident Benefits (SABS) – The Role of Doctors and Their Medical Assessments

If you are injured in a car accident in Ontario, you will likely have access to Ontario’s no-fault insurance benefits plan, which is the Statutory Accident Benefits Regime (SABS) or more commonly referred to as “Accident Benefits”.

When you claim Accident Benefits, you likely will be asked to undergo a medical assessment by a doctor or medical practitioner to evaluate your condition and provide an opinion as to your entitlement to Accident Benefits.

If you are assessed by a medical doctor at the request of the Accident Benefits insurer, is that doctor an expert or a fact witness?… Continue Reading

Car and Road Laws are Getting Tougher in Ontario

Some of Ontario’s laws are attempting to make car and road use safer in our province. Changes include the prohibition of cell phone use while driving and prohibition of smoking in a car with minors present.

Most recent are the changes in Ontario’s Highway Traffic Act, which has imposed speed limiters upon all tractor trailers operating in the province.

Speed limiters prevent tractor trailers and other large commercial vehicles from exceeding 105 km/hr.

The speed limiter law is found in s.68.1 of the Highway Traffic Act as well as the accompanying Regulation.… Continue Reading

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Injured in a Car Accident > Medical Assessments > What are the Limits?

In Ontario, when you are injured in a car accident, you inevitably undergo some form of medical assessment.

If you make a claim for Accident Benefits and seek treatment outside the Pre-Approved Framework (PAF), then you will likely be assessed by a medical practitioner.  The purpose is to evaluate whether you are entitled to benefits.

If you start a lawsuit against the car(s) that caused your accident, then you are likely to undergo a medical assessment at the request of the defence. … Continue Reading

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Injured in a Car Accident > Medical Assessments > What are the Limits?

In Ontario, when you are injured in a car accident, you inevitably undergo some form of medical assessment.

If you make a claim for Accident Benefits and seek treatment outside the Pre-Approved Framework (PAF), then you will likely be assessed by a medical practitioner.  The purpose is to evaluate whether you are entitled to benefits.

If you start a lawsuit against the car(s) that caused your accident, then you are likely to undergo a medical assessment at the request of the defence. … Continue Reading

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Hit by an Uninsured Car in Ontario, who do you sue?

What happens when a pedestrian is hit by an uninsured car?  What if that pedestrian does not have her own car (i.e. at home) and therefore she has no insurance coverage herself?

And what happens if the pedestrian is sprawled on the front hood of the uninsured car when together, they immediately hit a taxi that is properly waiting to make a left hand turn at that same intersection?

Which insurance company will respond to the pedestrian’s tort lawsuit seeking damages? … Continue Reading

Am I Responsible for This Car Accident? (I Was Rear-Ended)

Thank you to Mr. Eric Lai and the Toronto Star Wheels section for allowing us to respond to a reader’s question last Saturday, June 20, 2009. You can find the article here or in PDF form.

Basically, how do you dispute the fault assigned to you by your insurance company?

If you are found “at fault” for an accident by your insurance company, it can affect how much you’ll receive for your property damage (i.e. your car is a total loss) and also affect your insurance premiums.… Continue Reading

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